Know what the repair costs before you authorize the work.
Tell us what happened. We match your vehicle and damage to collision shops that quote in writing — so you can compare the number against what your insurer offers.
- Written estimates, not phone guesses
- You choose the shop — your insurer can't require theirs
- No cost, and no obligation to book
Before you accept a number
Three things worth checking on any collision estimate.
Get it in writing. A figure quoted over the phone isn't something you can hold up against an adjuster's offer — a written estimate is.
Ask about parts. OEM and aftermarket panels can move the total by hundreds of dollars, and many policies specify which one applies.
Expect a supplement. Once a panel comes apart, hidden damage is routine — the first estimate is a starting figure, not a final bill.
How estimates workHow it works
Three steps between a damaged panel and a number you can trust.
Describe the damage
Your ZIP, the vehicle, and what got hit. That's enough to scope most repairs.
We match shops
Collision shops near you that estimate in writing and work with your insurer.
Compare the number
Hold the estimate up against your adjuster's offer before you sign anything.
What collision repairs usually cost
Ranges vary by vehicle, parts availability, and labor rates in your area. Your estimate will be specific to yours.
Bumper Cover repair or replace
Often the cheapest visible damage to fix — until sensors, cameras or parking aids sit behind it.
Panels Doors, fenders, quarters
Cost turns on whether the panel can be pulled and filled or has to come off and be replaced.
Paint Refinish and blend
Adjacent panels usually need blending so the repair doesn't show. That labor is normal, not padding.
Questions people actually ask
Does my insurer get to pick the shop?
No. Insurers can recommend a shop in their network, and often will, but you choose who repairs your vehicle. A written estimate from an independent shop gives you something concrete to compare against.
What's a supplement?
Damage that only becomes visible once the shop takes the panel apart. The shop files a supplement with your insurer for the additional work. It's routine — it's why a first estimate is a starting figure, not a final bill.
OEM or aftermarket parts?
OEM parts come from your vehicle's manufacturer; aftermarket parts are made by third parties and usually cost less. Many policies specify aftermarket for older vehicles. Ask which your estimate assumes, because it moves the total.
Does asking for an estimate cost anything?
No. There's no fee and no obligation to book the repair.
Know the number before you sign
A few minutes of reading can be the difference between accepting an offer and negotiating one.
How estimates work